Medical home care insurance is designed for agencies and caregivers offering skilled nursing, therapy, and other clinical services in patients’ homes. Our policies cover professional liability (malpractice), general liability, and workers’ compensation, protecting your business from claims related to treatment errors, accidents, or employee injuries. Whether you’re an independent nurse or run a full-service home health agency, we ensure your coverage meets licensing requirements and payer contracts.

Home healthcare providers face unique risks, including medication errors, falls, and allegations of neglect. Our policies go beyond basic coverage with endorsements for cyber liability (to protect patient records), non-owned auto liability for caregivers driving personal vehicles, and incidental medical malpractice for ancillary services. With flexible premiums and risk management support, we help you deliver compassionate care with confidence.