Mixed-use property insurance bridges the gap between residential and commercial coverage, protecting buildings that combine retail, office, and living spaces under one roof. From ground-floor businesses with upstairs apartments to urban developments with restaurants and condos, our policies address complex risks like tenant conflicts, zoning law changes, and shared liability exposures. Coverage includes building structure, business personal property, and loss of income for both commercial and residential portions.

Balancing multiple tenants and uses increases vulnerability to disputes, maintenance challenges, and uneven occupancy rates. Our tailored policies offer endorsements for leasehold improvements, glass breakage, and equipment breakdowns, plus liability extensions for common areas. With expertise in hybrid properties, we ensure seamless coverage that keeps your mixed-use asset thriving—no matter the market shifts.